Bank Jobs After 12th: Full Guide, Eligibility, Expected Salary, Types, and More!

Finding a job is never an easy task, and it becomes even more difficult when you only have a 12th degree. Just a 12th certificate all alone is not enough in most cases, but that doesn’t mean the options are none. So today we will have a look at some bank jobs after 12th that do not require higher education, and can be taken easily.

Most bank jobs after 12th have big recruitment numbers, all thanks to the massive number of undergraduate students who fail to join higher studies due to various reasons. To tackle that, many government and non-government bodies have reached out their hands from the banking and financial sector for the 12th pass candidates. So, without any further ado, let’s have a look at all of them one by one.

Why go for bank jobs after 12th?

Bank jobs are usually considered a respectable position, it doesn't matter how much you earn, at the end of the day people will always praise you for your hard work. Bank jobs aren’t easy, and staying in one requires real dedication. And no one can deny that it has many financial benefits, including

1. Insurance.
2. Chance of receiving a loan for a smaller interest rate from the same bank.
3. A stable promotion path which always works out in the end.
4. Real-world skill development that works outside of the office.
5. Strong job security with minimal chances of losing it.

How can anyone resist such luxurious treatment? That’s why a lot of students and job seekers from poor families opt in for bank jobs after 12th as their first priority. The bank job vacancy always stays fresh, which means there is less or almost no barrier to entry.

Various types of bank jobs after 12th

If this article was written in 2023, we would've had a lot of 12th pass government jobs like RRB NTPC or SSC CPO. But unfortunately, now the situation has changed and RBI has mandated the bachelor’s degree as the minimum qualification. But the good part is that, those qualifications are mainly applied to govt bank exams after 12th. So if it is a private bank, then the same position may be waived in favor of 12th or even 10th pass candidates. So, here is a list of bank jobs after 12th that you can actually apply for:

1. Data Entry Operator (DEO)
   1. One of the most famous 12th pass jobs in bank that requires only a basic knowledge of computers, ms office apps like doc, sheet, powerpoints, etc.
   2. And of course, the 12th certificate with a 50-60% average mark.
2. Office Assistant
   1. Similar to the first one, this also requires basic level knowledge of computers and English.
   2. Requires 12th certificate with 50-60% average mark.
3. Peon/Subordinate Staff
   1. This is typically a bank job after the 10th, but in most cases a 12th certificate is widely accepted.
   2. The position remains the same regardless of the 10th or 12th certificate.
   3. Requires 12th or 10th certificate with 50-60% average mark.
4. Sales Executive or Customer Service Representative
   1. This is a typical agent role which requires a graduate degree in govt banks. But in most rural and private banks, 12th or even 10th is accepted.
   2. It’s all about interacting with customers, selling policies, and finding new customers for the bank.
   3. Requires exceptional communication skills in native and Hindi languages.
   4. Requires 12th or 10th certificate with 50-60% average mark.
5. Bank Teller or Cashier or Clerk
   1. This is a graduate level position as well just like the 4th one, but some private banks may offer this job for 12th pass students.
   2. Requires good math skills, and must understand English.
   3. Chances of getting it are slim, and mostly only rural banks with small staff numbers will allow it.
   4. Requires 12th certificate with 50-60% average mark.

The qualification for bank jobs will vary from location to location. Some banks may hire 10th pass students for the same positions, or even 8th pass. It depends on how big the bank is. Usually smaller ones don’t nitpick, and take what they get. So always make sure to aim for those kinds of banks along with major ones.

The expected salary of bank jobs after 12th

Salary will range from ₹7,500 to ₹25,000 in most cases. It can go even lower based on where the bank is located., But usually a salary of ₹9000+ is expected in most 12th base job in bank. A salary of ₹10,000 is considered healthy and sustainable. So always make sure to clear the payment part before joining. Because a lot of banks will offer ₹10,000 without any issues, but some may try to play around it. So be careful.

Frequently Asked Questions

Q1. Can I land a government bank job after 12th?

Ans. The honest answer would be No. Most banking sector exams, even for clerks, asks for a graduate degree. The recent RBI Guidelines have made it mandatory, but before it was possible to go through the same recruitment process with a 12th certificate.

Q2. Is there any specific 12th pass government job?

Ans. Unfortunately, there are no nationwide 12th pass government job in banking sectors anymore. Which means you have to look towards the private banking sector where positions like bank clerk, bank assistant, bank peon, and bank sales assistant roles may be given to candidates with a 12th or even 10th certificate.

Q3. Is there any growth chance in bank jobs after 12th?

Ans. The growth will definitely be slower than those from the graduate level. For example, peons will stay peons until they retire and the same goes for clerks. But with dedication and utmost passion, you can slowly raise your pay and may even get promoted to an office assistant role. It all depends on the role itself, but generally, growth is considered far slower than graduates.