Entering the stock market is exciting, especially with the rise of new IPOs in India. If you’re wondering How to Apply for an IPO Online, this beginner-friendly guide explains the complete IPO process in simple language—right from opening a Demat account to checking IPO allotment status. The modern digital age has made participating in the Stock market IPO frenzy simpler than ever before. This step-by-step guide will walk you through the entire IPO process, ensuring you're ready to bid for a New IPO whenever a promising opportunity arises. Gone are the days of paper forms; today, the process is quick, convenient, and entirely digital, opening up the world of IPO investment to every smart investor.
IPO Investment Basics – What is an IPO & How It Works
When a company lists shares through an IPO (Initial Public Offering), it allows the public to buy shares and become early investors. Before applying, it’s helpful to learn what an IPO is, why companies list, and how IPO allotment works.
Stock Market IPO Explained
A stock market IPO helps a company raise capital. Investors participate hoping for listing gains or long-term returns.
Demat Account Requirement – Why You Need It
A Demat Account, short for Dematerialized Account, is like a digital locker or a bank account specifically designed to hold your investments.
1. Its Purpose: It holds shares, bonds, mutual funds, Exchange Traded Funds (ETFs), and other securities in an electronic (dematerialized) format instead of physical paper certificates.
2. The Analogy: Think of your regular bank account holding your money. Your Demat account holds your financial securities.
3. The Law: Since 1996, the Indian stock market has mandated electronic holding. You cannot buy, sell, or receive shares from an IPO without an active Demat account.
You cannot apply for any IPO without a Demat account because all shares are stored digitally.
Where to open a Demat account
Popular platforms include Zerodha, Groww, Upstox, Angel One, Kotak, ICICI, and HDFC Securities.
IPO Process Explained – Step-by-Step Application
The IPO application process today has become extremely simple due to online ASBA and UPI systems.
Steps to Apply Online
1. Login to your broker app / bank net banking
2. Go to IPO section
3. Select New IPO
4. Enter lot size
5. Enter UPI ID / ASBA option
6. Confirm mandator
7. Submit application
ASBA Method & UPI Method
ASBA (Application Supported by Blocked Amount) is a secure method where your amount remains blocked only until IPO allotment status is declared. UPI allows instant approval through apps like PhonePe and Google Pay.
How to use UPI
Enter UPI ID → Approve funds request → Wait for allotment.
IPO Allotment Process – How Shares Get Allotted
Most IPOs use lottery-based allotment. That means every investor gets an equal allotment opportunity.
Checking IPO Allotment Status
You can check IPO allotment status on:
1. NSE website
2. BSE website
3. Registrar websites like Link Intime or KFintech
IPO Listing – What Happens after Allotment
An IPO Listing is the final and crucial step in the Initial Public Offering process, after which a stock begins trading freely on the stock exchange. After allotment, shares are listed on the stock exchange. The price may go up or down based on demand.
New IPO Opportunities – Why Retail Investors Apply
New IPO Opportunities are the pipeline of companies—from large mainboard firms to smaller SME ventures—that are preparing to debut on the market. There is high curiosity among new investors because many IPOs have historically given listing gains and long-term wealth creation benefits.
FAQs
Q1. How to apply for an IPO (initial public offering)?
Ans. Open Demat account → Choose IPO → Apply via UPI or ASBA → Confirm payment.
Q2. How to apply for an IPO through a bank account?
Ans. Go to net banking → IPO section → Apply via ASBA → Confirm investment.
Q3. How to apply for an IPO using a UPI payment option?
Ans. Enter UPI ID → Approve mandate request → Wait for allotment result.
Q4. How to apply for an IPO online?
Ans. Through broker apps like Zerodha, Upstox, or through ASBA using your bank net banking.
Q5. How to apply an IPO through Zerodha or Groww?
Ans. Go to the IPO section → Select IPO → Enter lots → Approve payment.